Great analysis.

In 2019 dollars, the number of households in the United States that had an annual household income of roughly $200,000 / yr was the same as the number who had an annual household income of $16,000 / yr.

In pure numbers, the housing need is identical. But the math tells us that the 10 % of the top will have a much easier time finding and keeping good housing than the 10% at the bottom.

Pile on top of that the accelerating impact of a pandemic and I'm reminded of the photos of shanty towns during the Great Depression dotting the American landscape.

It's going to take great leadership to avoid the worst.